Future value换算成present value都是按照复利算的吗You are considering purchasing a new home.You will need to borrow $250,000 to purchase the home.A mortgage company offers you a 15-year fixed rate mortgage at 9% APR.If you borrow the money
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![Future value换算成present value都是按照复利算的吗You are considering purchasing a new home.You will need to borrow $250,000 to purchase the home.A mortgage company offers you a 15-year fixed rate mortgage at 9% APR.If you borrow the money](/uploads/image/z/11794961-65-1.jpg?t=Future+value%E6%8D%A2%E7%AE%97%E6%88%90present+value%E9%83%BD%E6%98%AF%E6%8C%89%E7%85%A7%E5%A4%8D%E5%88%A9%E7%AE%97%E7%9A%84%E5%90%97You+are+considering+purchasing+a+new+home.You+will+need+to+borrow+%24250%2C000+to+purchase+the+home.A+mortgage+company+offers+you+a+15-year+fixed+rate+mortgage+at+9%25+APR.If+you+borrow+the+money)
Future value换算成present value都是按照复利算的吗You are considering purchasing a new home.You will need to borrow $250,000 to purchase the home.A mortgage company offers you a 15-year fixed rate mortgage at 9% APR.If you borrow the money
Future value换算成present value都是按照复利算的吗
You are considering purchasing a new home.You will need to borrow $250,000 to purchase the home.A mortgage company offers you a 15-year fixed rate mortgage at 9% APR.If you borrow the money from this mortgage company,your monthly mortgage payment will be closest to:
题目中给的是APR(Annual percent rate,单利)为什么答案是
15 years = 180 months,converting 9% APR to monthly interest rate = 9% / 12 = 0.75% monthly.PV = 250,000,r = 0.75%,n = 180,using the annuity formula:250,000=C/0.75%(1−1/(1+0.75%)^180) => C = 2535.6
这不就是把它当成复利算了吗?
Future value换算成present value都是按照复利算的吗You are considering purchasing a new home.You will need to borrow $250,000 to purchase the home.A mortgage company offers you a 15-year fixed rate mortgage at 9% APR.If you borrow the money
题目中给的APR叫做名义APR,就是简单地把每月利息乘以12而来的,并不代表利息是按单利计算的.实际利息计算需要用复利.英美习惯把名义APR简称为APR,而把实际APR(即用复利计算的APR)称为有效APR.